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| May 22, 2013 Business Lessons I learned as a Hockey Coach |
| In the past I have written a lot about lenders in the mortgage channel, interest rate forecasts, mortgage guideline changes and the impact of those changes in the industry. With this post, I'm taking ... |
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| May 13, 2013 Employer of Choice for TMG The Mortgage Group Canada Inc. |
| (Toronto) TMG The Mortgage Group Canada Inc., took home The Employer of Choice Award at the Canadian Mortgage Awards on Friday, May 10, held at the Liberty Grand in Toronto. TMG is the first brokerage ... |
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| May 7, 2013 Consider a mortgage broker first |
| So what comes first - the chicken or the egg? In the real estate industry that question gets turned into the following -- if I am going to buy a house do I speak with my mortgage broker or Realtor first? ... |
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| May 6, 2013 Loyalty doesn't pay when it comes to mortgage renewals |
| A Bank of Canada study found that loyal bank customers don't get best deal when they renew mortgage. People who switch and first-time buyers do. Everyone you deal with would like you to believe there ... |
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| May 3, 2013 Buying a house doesn't have to be stressful |
| Buying a house should be an exciting time but it can get pretty stressful, according to the Bank of Montreal's Psychology of House Hunting report released on Thursday, May 2. The biggest worry is ... |
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| April 11, 2013 When will the housing market rebound? |
| This has been a week of reports - all confirming a cooler housing market. On Tuesday April 9, the Canada Mortgage and Housing Corporation (CMHC) reported housing starts were weaker than expected, although ... |
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| March 26, 2013 Should we privatize CMHC? |
| Canada Mortgage and Housing Corporation (CMHC) is in the news again after Minister of Finance Jim Flaherty released the 2013 budget on Thursday March 21. New changes are coming that will, once again, ... |
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| March 21, 2013 Many Canadians think getting a mortgage is complicated |
| A new survey commissioned by ING DIRECT found that 67% of Canadians who have had or currently have a mortgage felt the process was either complicated, confusing , or hard to figure out. Thirty-eight per ... |
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| March 8, 2013 The competitive mortgage market- it's not all about rate |
| The recent announcement that BMO has lowered its 5-year fixed rate from 3.09% to 2.99% has caused a flurry of speculation from market analysts and warnings from the federal government. For the past year ... |
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| February 28, 2013 Recession or stability for Canada |
| Throughout the Global Financial Crisis, when the world economies slowed down, Canada held onto economic growth. This was due, in large part, to the approach taken by the Bank of Canada and the Government. ... |
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| February 21, 2013 Mixed messages from media - it's the norm |
| Once again, we are getting mixed messages from the media. Headlines warn that house prices are easing, yet on further reading, we find that only a few major centres are feeling the pinch. In local markets, ... |
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| January 31, 2013 Collateral mortgages a hot topic |
| There has been a lot of interest in collateral mortgages since CBC's Marketplace took a stab at TD Canada Trust's product on January 27, 2013. Up until a few years ago, most mortgages were registered ... |
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| January 23, 2013 Canadian economy to spring back into life |
| Once again, Canada looks to the US for signs of life and after more than three years, the U.S. is poised for economic recovery. As dependent as the country is on the economic health of the United States, ... |
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| January 7, 2013 The U.S. Fiscal Cliff and Canada |
| The term "fiscal cliff" has conjured up a powerful image of the U.S. economy falling into a pit so deep that there was no hope of climbing out. The ramifications of that mighty fall would be felt ... |
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| December 19, 2012 Credit report errors costly to consumers |
| Mistakes on credit reports resulting in false credit scores can cost consumers thousands of dollars. A recent investigation by CBC News found that credit reporting errors have not only prevented consumers ... |
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| December 6, 2012 TMG The Mortgage Group Ranked One of the Best Companies to Work for in B.C. |
| Vancouver, BC - TMG The Mortgage Group Canada Inc. has been recognized as one of the Best Companies to Work for in B.C. at an Awards Gala on November 28, 2012 at the Fairmont Hotel in Vancouver. A leading ... |
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| November 26, 2012 Why mortgage competition is vital to your well being |
| I have long believed that competition benefits the consumer because more choice and increased competition usually leads to better products at lower prices. Let's take a look at competition in the ... |
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| November 19, 2012 Highlights from CAAMP's Annual State of the Residential Mortgage Market |
| The just-released annual report from CAAMP has verified what many of us already knew - "that four rounds of mortgage rules have contributed to slowing mortgage activity" On a high note: Among borrowers ... |
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| November 6, 2012 How Much is Enough Mortgage Friction? |
| A mortgage consumer recently described the cost and work involved to switch lenders, either at mid-term or at maturity, as "mortgage friction." This is an interesting comment. If there are savings to ... |
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| October 25, 2012 A case for privatizing CMHC |
| Is it finally time to privatize CMHC? Finance Minister Jim Flaherty recently announced that he would like to see the default insurer privatized in the next five to 10 years. "We've taken four ... |
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| September 13, 2012 Is household debt a threat to our economy? |
| Here are the facts: Canadian household debt is indeed equal to 154% of disposable income The housing market is softening and prices are going down in many areas of the country Canadians will be impacted ... |
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| September 7, 2012 Industry Expert Forum |
| The mortgage industry is constantly evolving. We are in a time when changes are happening quickly so it's important that we encourage dialogue, collaboration and share expertise and strategies to ... |
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| August 30, 2012 The Affordability of Canadian Housing |
| Once again we have mixed messages in the media about the affordability of Canadian housing. In March of this year, the Globe and Mail reported that housing affordability is improving in Canada due to ... |
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| August 29, 2012 Building Your Personal Brand |
| We all know what a brand is -- Coke, Pepsi, McDonald's. But nowadays branding is getting more personal. With the surge of social media, there is a need to manage your own reputation both online and ... |
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| August 21, 2012 Brokers can manage mortgage changes |
| What a summer it has been so far for the mortgage industry and quite a year overall for both homeowners and those of us who work in it. Here is a quick recap: January - BMO's 5 -year fixed rate dropped ... |
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